Below is a general checklist of all the documents that will be needed at the time of your loan application meeting with your Mortgage Consultant.

Income

- Salaried:

• Pay stubs (covering the last 30 days)

• W-2s for the past two years

- Self-Employed:

• Tax returns (exactly as filed with the IRS) for the past two years

Assets

• Complete bank statements (all pages) for the last 2 months.

If you have made any large deposits into your bank accounts please provide an explanation and source for the deposit.

• Current statements for mutual funds, IRA accounts and investment accounts.

Property Information

• Fully executed Sales Contract (if purchasing a home)

• Lease Agreements (if applicable)

Miscellaneous

• Photo ID

• If you are not a US citizen, a copy of the front and back of your green card

• Check for your application fee

• Bankruptcy papers (if applicable)

• Divorce Decree (if applicable)

• Copies of cancelled child support checks for the last three months and proof of deposit into your account (if applicable)

• Social Security of Pension Award Letters (if applicable)