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Your loan process will consist of three phases: loan origination, loan processing and loan closing. Network Mortgage prides itself on making each phase simple so that you can reach your closing in smooth, efficient and timely manner. Check out our educational videos here for more information on the mortgage process and what it entails.


Loan Origination

You can begin by contacting a Network Mortgage Loan Consultant and make an appointment. At the time of your meeting you will be required to bring in paperwork to support your loan application. Below is a list of documents you will need to bring with you:

  • Your last two pay stubs

  • Your last two years tax returns

  • Your last two years W-2(s)

  • Copies of your current bank statements (all pages)

  • Proof of Identification (i.e.: Driver’s License or State ID)

  • Sales Contract (if applicable)

At the time of your appointment, you will sit down with your Mortgage Consultant and discuss which loan program best suits your needs. You will also sign a loan package specifically for your transaction which details all the information about your loan. Your Mortgage Consultant will provide you copies of your Good Faith Estimate, Truth-In-Lending and all the other state and federal required disclosures prior to the end of your meeting. Your Mortgage Consultant will make sure you thoroughly understand all the documents you’ve signed and explain how long you can expect to wait; prior to your loan approval and/or clear to close.


Loan Processing

Network Mortgage will begin processing your loan immediately. We will order your appraisal, title (if applicable) and any employment or bank verifications required. Upon receipt off all the paperwork needed to support your application, your loan file will then be given over to the Underwriter to approve your loan.

Upon your loan being approved, Network Mortgage will then order a copy of your homeowner’s insurance and prepare for closing


Loan Closing

Upon receiving a clear to close from the Underwriter, we can then move forward and schedule your closing with the title company. Once the final closing documents have been signed your transaction will be complete.

Please feel free to fill out our Mortgage Loan Application, then contact one of our Mortgage Consultants.  They will serve as your primary point of contact during the entire mortgage process.

773-404-7800 or


Below is a general checklist of all the documents that will be needed at the time of your loan application meeting with your Mortgage Consultant. Please click here for a PDF version.




  • Pay stubs (covering the last 30 days)

  • W-2s for the past two years



  • Tax returns (exactly as filed with the IRS) for the past two years



  • Complete bank statements (all pages) for the last 2 months.


If you have made any large deposits into your bank accounts please provide an explanation and source for the deposit.

  • Current statements for mutual funds, IRA accounts and investment accounts.


Property Information

  • Fully executed Sales Contract (if purchasing a home)

  • Lease Agreements (if applicable)


  • Photo ID

  • If you are not a US citizen, a copy of the front and back of your green card

  • Check for your application fee

  • Bankruptcy papers (if applicable)

  • Divorce Decree (if applicable)

  • Copies of cancelled child support checks for the last three months and proof of deposit into your account (if applicable)

  • Social Security of Pension Award Letters (if applicable)

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